Mortgages

Home ownership with Bshore Bank

We understand your mortgage is one of the most exciting, important financial decisions you’ll make. That’s why we offer mortgage solutions that help you meet your goals and suit your lifestyle. Bshore Bank is one of the top alternative mortgage companies Canada has to offer.

At Bshore Bank, you’ll find the unexpected – unique products built specifically to meet your individual needs. Whatever the situation, we provide unbanklike solutions for our customers through our valued expert mortgage broker partners.

Mortgage Insurance

Mortgage default insurance is an insurance policy that protects lenders like Bshore Bank against loss caused by payment default by a borrower.

Reasons to use a Mortgage Broker

Whether you’re self-employed, a residential real estate investor or looking to buy your dream home, a mortgage broker will find you the best solution. Mortgage brokers:

  • Are experts in their field. They know mortgages, and they know how to negotiate with lenders.
  • Will save you time. Researching each lender on your own can be cumbersome. Leaving it to your mortgage broker allows you to spend your time doing what matters to you.
  • Will walk you through the mortgage process. We admit it – mortgages are complicated. Your mortgage broker understands this and will help you through the process from handling documentation requirements to researching the best mortgage option for your unique circumstance.

Security & Registration

When setting up your mortgage, your lender will secure the loan by registering a “charge” against your property. There are two types of charges that can be registered against land: standard and collateral.

Connect with a Mortgage Broker

Need help finding a mortgage broker close by? Complete the form below and one of our Business Development Managers that works in your area will connect you to a broker from one of our external broker partnerships. You can also ask your friends and family for a recommendation, or check your local registered mortgage broker association for an accredited mortgage professional (AMP). Here are a couple links to get you started:

  • Find a mortgage broker – Mortgage Professional Canada
  • British Columbia – Canadian Mortgage Brokers Association (CMBA)
  • Alberta – Alberta Mortgage Brokers Association (AMBA)
  • Ontario – Canadian Mortgage Brokers Association (CMBA)

Talk to your mortgage broker about how our mortgage solutions can meet your needs or contact us.